Estimate Your Out-of-Pocket Medical Expenses

Try Our Pricing Transparency Tool

Researching your medical costs can be very complicated. At Baptist Memorial Health Care, we're making it easier for you to get an estimate of your out-of-pocket expenses for hundreds of different medical procedures and services. With or without insurance coverage, you can get a customized estimate for your care at Baptist Memorial Hospitals in West Tennessee, Mississippi and Arkansas.

Guest Estimator Calculator

Our Guest Estimator is a Centers for Medicare and Medicaid Services (CMS)-compliant calculating tool that uses our electronic medical records database to give you an estimate of your out-of-pocket costs based on your location, procedure or service, and your specific insurance plan. The Guest Estimator provides costs for a select range of outpatient or inpatient procedures to allow you to compare our costs to other facilities'.

About CMS

The Centers for Medicare and Medicaid Services, CMS, is part of the Department of Health and Human Services (HHS) that administers the nation’s major healthcare programs including Medicare, Medicaid, and CHIP, and the state and federal health insurance marketplaces. The agency aims to provide a healthcare system with better care, access to coverage, and improved health. To further that mission, starting January 1, 2021, each hospital operating in the United States is required to provide clear, accessible pricing information online about the procedures and services they provide in two formats:

• In a display of shoppable services in a consumer-friendly format.
• As a comprehensive machine-readable file listing all items and services.

Baptist’s Guest Estimator tool has a consumer-friendly format that allows patients to compare hospital costs and estimate out of pocket costs before a hospital stay.

Launch Guest Estimator

Disclaimer: Estimates created by Guest Estimator are not guaranteed, and may change due to a number of other factors.

Understanding Hospital "Charges"

A hospital "charge" is not the same as "expected payment." "Charge" is the amount billed for a service. In the vast majority of cases, hospitals are paid considerably less than the billed amount. Because each person's case is different based on their medical condition, a given patient's charge will not necessarily be the same as the average or median charge. Furthermore, the actual amount paid by a patient will depend on that patient's insurance coverage.